Partnerships that provide real benefits.

credEcardplus is the ideal accounts, payments and rewards solution for housing associations and other private sector organisations. 

No set up

No joining fee

No obligation 30-day trial

Housing associations and credEcardplus

Whether you are working independently or in partnership with a local authority, providing your tenants with a credEcardplus account and card will help reduce rent arrears, reward your tenants and, with the help of our unique Envelope Facility™, help them manage their finances and pay their rent, council tax and utility bills on time.

The credEcardplus programme is available to all housing association partners and provides:

  • Account, card, money management and rewards for all tenants
  • Reductions in footfall to the housing association from un-banked tenants
  • Tenant rewards programme
  • The ability to make monthly or annual ‘bonus’ payments direct to tenants – instantly
  • Full customer service support
  • Free initial and ongoing admin assistance, marketing support and training

Helping housing associations to achieve maximum financial inclusion

If many of your tenants are for whatever reason financially excluded, the result is a significant increase in costs and administration to your organisation. The credEcardplus account and card is available to all your tenants regardless of their current or previous financial history, and will provide them with the service they need to receive benefits and wages, and maintain regular monthly rent payments to you through the Envelope Facility™.

For further information, please

credEcard employee scheme

The credEcard product is used by organisations throughout the UK and Europe to provide essential payment facilities to unbanked employees or contractors, expense accounts for field based staff and to distribute incentives or provide genuine rewards to their workforce.


credEcard-payroll provides a simple to use salary distribution programme which is perfect for use with permanent staff or temporary contractors. Ideal for all small, medium or large organisations including:

  • Recruitment agencies
  • Overseas recruitment contractors
  • Hotel and fast food chains
  • Construction contractors
  • Independent HR companies
  • Payroll consultants


credEcard-expenses is an alternative to expensive company credit cards or cash allowances, enabling organisations to control staff spending or reimburse expenses easily. Our current clients include companies of all sizes including:

  • International organisations with a UK head office
  • Organisations with a large field sales or engineering resource
  • Independent accounts and payroll organisations

credEcard– spend & save

credEcard– spend & save is perfect if you need a low cost staff incentive programme or you are looking to provide employees with a payments facility that offers genuine savings and rewards. The spend & save programme is ideal for:

  • Employee benefits and incentives providers
  • Organisations with staff numbers of 50+
  • Trade unions and affiliated organisations

credEcardplus rewards cashback

Saving with credEcardplus cashback rewards couldn’t be simpler.

Every time your cardholders shop at our retail partners listed on the portal, they will earn a cash rebate on the amount they spend.

 Using their cards to do all their shopping with the listed retailers, either in their shops or online, could save them hundreds of pounds every year.

Plus the cash rebate is in addition to any other special offers or loyalty schemes that the retailer may already offer!

For more information on cashbacks rewards please visit the FAQs.